Building Wealth.
Breaking Barriers.
EmpowerEd gives young people the financial knowledge and confidence to close the racial wealth gap and achieve real economic freedom.
Empowered. Educated. Unstoppable.
See the movement in motion — the students, the lessons, and the future we're building together.
Financial literacy isn't a luxury. It's a legacy.
Why Financial Literacy Matters
Understanding money is the foundation of economic empowerment.
The Wealth Gap
The typical white family holds about 6.3x the wealth of the typical Black family — and 4.6x that of the typical Hispanic family (Federal Reserve Survey of Consumer Finances, 2022).
Early Intervention
Students who receive financial education are more likely to save, budget, and make informed decisions throughout their lives.
Economic Mobility
Financial literacy empowers individuals to break cycles of poverty, build generational wealth, and achieve independence.
Community Impact
When youth understand money, they uplift entire communities through informed financial decisions.
What We’re Aiming For
Clear, ambitious targets for EmpowerEd’s first year.
Built by someone who lives the mission
EmpowerEd is youth-led — by design.
Stephen Yancey is an 11th-grade student at The Rivers School and a leader in his school’s Black Student Union. After learning how deep the racial wealth gap runs in Boston, he started EmpowerEd to make financial education more accessible, culturally relevant, and engaging for youth of color.
With a foundation in STEM and finance — including coursework through the Boston Leadership Institute at Bentley University and Young Wall Street at Emmanuel College — Stephen is building EmpowerEd’s workshops, mentorship, and interactive tools on investing, credit, entrepreneurship, and wealth building. His first-year goal: reach more than 500 students and help a new generation build lasting wealth.
The change we’re working to create
EmpowerEd is just getting started — here’s the future we’re building with our students.
Confident money decisions
Students who can budget, bank, build credit, and start investing — with the confidence to put it into practice.
Culturally relevant learning
A curriculum built for and reflective of the communities we serve, connecting money skills to real goals and real lives.
Generational wealth
Knowledge and habits that compound — helping young people break cycles and build wealth that lasts beyond them.
Explore Our Programs & Tools
Innovative ways we make money make sense.
Digital Tools
Gamified money decision apps, micro-investing simulators, and digital savings platforms for hands-on learning.
Community Programs
Peer-led discussions, entrepreneurship bootcamps, and community speaker series led by professionals of color.
Career Pathways
Career exploration, resume building, interview prep, and homeownership tracks for long-term success.
Stay in the Loop
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